[AntiRed]

[AntiRed]

[RotHeissPfefferStreber]

If he hurries he might make it before beddie-byes time

Looks like he'll fit right in (assuming it isn't another one of AntiRed's split personalities that he/she says isn't aware of)

[AntiRed]

[AntiRed]

"
come and join the Anti Red Support Group
http://www.facebook.com/group.php?gid=58486933571

[RotHeissPfefferStreber]

Sheer class, AntiRed.

You should use that as a slogan:

Join us... we take ANYONE!

Of course, the 'us' is you and your multiple personalities

Used the same laptop but didn't know about it? Yeah, right

[formerPMinstructor]

[AntiRed]

crying in the chapel...lol

[RotHeissPfefferStreber]

Over at Krazy Land, the Doktor is in, but Mr Brain is apparently out to lunch

Our new friend who posted in the other thread has quickly toddled off over there:

[AntiRed]

heartbreak hotel

[jard]

I have heard that RED don't offer the 0% for 12 months loan any more. This will hit their trade.

Anyone know why? Possibly Barclays pulling the plug?

[Wide Dave]

I don't know for certain jard but it's probably credit crunch related. No one seems to want to lend money anymore and especially not to bad risks. Red has been using the 'pay it back out of your first years earnings' line but it's painfully obvious that those earnings aren't happening for most people and so the default rate must be high.

I agree with RHPS about the chap having trouble with part 1 above. It's really just a case of going for the test until it gets passed. HPT can be a nightmare for some people and if I remember rightly there was some talk of splitting the theory questions and HPT up because of this exact situation. Red can't seriously be held responsible for someone not passing a HPT test.

I know of an instructor who retired 4 months early rather than take the test back when they made us all go through it. I had one learner driver who told me he was having trouble with it and said he was getting scores of zero on most clips. When I asked him why he said he was spotting the hazards OK but by the time he got the cursor on the hazard it was too late! Was he relieved when I told him you only had to press the button.

This case however does point up the danger of paying for a full course up front or believing any of the claims made about qualification timescales or probabilities of passing. If for any reason you do want to quit the course at any time for whatever reason it can be like trying to get out of quicksand.

Be warned!

[Wide Dave]

Wouldn't it be tricky for Red if Barclays have pulled the plug?

It would be interesting to know just what the split is between people who pay for the course out of their own pocket and the ones who take the loan option. If the loan option is as popular as it appears to be then you are dead right jard, it could hit Red like a ton of bricks. They would still have to pay the advertising bill but could be facing the prospect of much lower receipts and that would be a nightmare for them. If they do go pop then their promise to 'train you until you pass' doesn't mean a great deal does it?

Bad things can happen to any company these days.

[RotHeissPfefferStreber]

That's all a bit speculative, Dave. It relies on a lot of 'what-ifs', so it can fall down if any of those 'what-ifs' turns out to not be correct.

Remember when HPT was first introduced? It was going to bring about the end of civilisation as we know it. All the fossilised know-it-alls were like "well, it will stop people taking the test and ADIs will hang up their badges, and we'll all die of the Plague". Has it? Have we?

Unless they stop career development loans per se then if Barclays HAS stopped doing this it will only be for some other reason. Mind you, Barclays has a habit of reacting strangely - I know that those various MP3 download sites become inaccessible when Barclays start preventing their Visa cards being used there.

[Wide Dave]

It is speculative but then that's why I used the word 'if' several times.

HPT is actually a piece of cake if you just follow the advice the DSA give and think about what you see (just don't think for too long). You capped it on the other thread when you said that there is no secret. Just relax and click. If you fail it you can say you are so good that you are clicking too soon.

If enough people have complained about Red then Barclays might possibly be heading criticism off at the earliest opportunity. Let's be honest, Red's business is worth about as much to Barclays as the cost of a tin of soup is to you or I.

I used that 'if' word again.

[RotHeissPfefferStreber]

If all businesses treated potential new business as 'a tin of soup', they'd be in a real mess Barclays depends on numerous small borrowers as much as it does the fewer big ones. Probably more so, as it doesn't want all its eggs in one basket should the economy take a turn for the worse. Banks depend on small borrowers (as long as they can/will pay).

I'd wait until this is definitely either verified or refuted - it makes far more sense rationalising actual events than it does ones which may well be based on misunderstandings (i.e. incorrect).

I mentioned HPT merely as an example. You could pick just about anything in this industry and find the Wise Ones making stupid predictions about the End Of The World if such and such a change occurs. It never does.

I was flipping around some forums a few days ago and noticed some idiot ("experienced" and "well respected" according to his own publicity) claiming that HPT was causing more accidents and should be removed immediately. From what I could ascertain he has been against HPT for many years and this is his way of arguing the toss.

Like I say, people in this business seem to like to run with something only to find out they never actually had anything in the first place.

[AntiRed]

he won't have it Dave, even when you tell him the cold hard truths he's still all for Red, oh we'll never close....LMAO OH yes you will......

Hello, I'ma Anti-red, I gottta something speciala for you, Ready, uno, duo, tres, quatro
When I was a girl just abouta fiftha grade, Mama used to say don'ta stay up alate
With the badda boys, always posting posts, Anti -red goin-ta flunka Driving school

Boy it make-a me sick, everyting I gotta do
I can'ta getta no kicks, always gotta follow rules
Boy it make-a me sick, just to make-a lousy bucks
Gotta a feela like a fool

And the mama used to say all the time, What'sa matter you, hey, gotta no respect
Whatta you tink you do, why you looka so sad
Itsa not so bad, Itsa nice-a place, Ahh shaddupa you face

That'sa my mama, can you remember, big accordian solo
Ah-hah, play that thing, really nice, really nice

But soona come a day, realise Red's a con
Thenna passa ADI, Getta myself a new car
But still I be myself, I don'ta wanta to change a ting, Stilla dance anda sing and posta posts
And think about the mama, she used to say

What'sa matter you, hey, gotta no respect
Whatta you tink you do, why you looka so sad
Itsa not so bad, Itsa nice-a place, Ahh shaddupa you face

Mama she said it alla da time, What'sa matter you, hey, gotta no respect
Whatta you think you do, why you looka so sad
Itsa not so bad, Itsa nice-a place, Ahh shaddupa you face, Thatsa my mama

Hello everybody, outs-outta dere in a-Red and BSM land
Did you know I hadda bigga hitta song in Italy with-a dis, Shaddupa you face
I singa dissa song, alla my fans applaude, they clappa dere hands
That make-a me-a feel so good
You oughta learna dissa song, itsa realla simple
See, I sing, "What'sa matta you", You sing, "Hey", then I singa the rest
And then at the end we can alla sing "Ah shaddupa you face", OK let'sa try i

[RotHeissPfefferStreber]

Is it half term, AntiRed? Shouldn't you be hanging around outside the local chippie on your BMX or something?

Won't have what?

I've told you a dozen times that I work with facts, whereas others in this inductry deal wholly in speculation and like to run with that speculation as if it were fact. Even worse, they continue to believe that speculation even when the facts surface.

The truths we have here are (to name but three):

YOU using multiple log-ins at some stage to make your case seem better

YOU denying that dishonest behaviour, expecting us to believe that all these aliases were real people who just happened to be using the same laptop in the same building (me, Dave, and FPMI appear to be spread across the country - but you expect us to believe half a dozen or more of your Krew just happened to be in the same building without some sort of coercion being involved...? Yeah, right

YOUR Krowd not having a legitimate claim between them

And what is it I won't listen to?

And the childish poem achieves what?

[RotHeissPfefferStreber]

A new Krazy Krowd Kolleague has offered his wisdom:

[AntiRed]

don't listen, this bloke definately works for red.

[Wide Dave]

Jard made a legitimate point that a lack of cheap credit would hit Red's business. It is speculation based on hearsay but if someone had told us last week that there was some speculation that a certain pop stars upcoming concert tour might not go ahead because there was a rumour that he wasn't well then should those people who had tickets entirely dismiss it?

It's not hard to work out that a business which relies on credit for a part of it's business might have problems if that credit dries up. Credit has dried up all over the place and we are getting back to the point now where to get credit you have to prove that you don't need the money. Red's loan customers are traditionally the ones who do need the money and Barclays must be aware of just how many of them are defaulting on their loans.

Defaulters are the ones that the bank would make their money from but if they were out of work because they had been made redundant in the first place how do they pay the money back, out of their non existent first years earnings as an ADI?

And if people are writing to them complaining about their involvement with Red, is the hassle worth the return on investment?

[Wide Dave]

As for it being easy to make a living, yes it is. You turn up on time reasonably well presented and with a clean car. You work your backside off to get your learner driving and treat them with a bit of respect. Then they go on recommending you and you stay afloat.

If you turn up late, scruffy, fill up with petrol in their time and eat your dinner in the car while you have a smoke in between lessons then shout and scream at them when they make a mistake they will disappear and you probably won't realise why.

Earning a living is dead easy. You just remember that you need them more than they need you.

[formerPMinstructor]

[AntiRed]

[Wide Dave]

Well spotted, FPMI.