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looking for a landlord who accept dss/housing benifit

 
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ellis20009



Joined: 27 Oct 2009
Posts: 1

PostPosted: Tue Oct 27, 2009 12:05 pm    Post subject: looking for a landlord who accept dss/housing benifit Reply with quote

cant find any landlord who accepts dss/housing benifit
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montyzuma
Community Moderator


Joined: 25 Jul 2007
Posts: 7536

PostPosted: Tue Oct 27, 2009 12:06 pm    Post subject: Reply with quote

try taking out an ad in your local area
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Bluey
Community Moderator


Joined: 21 Mar 2006
Posts: 5643

PostPosted: Tue Oct 27, 2009 1:36 pm    Post subject: Reply with quote

Do a keyword search of this forum using terms like DSS, HB and LHA as there are plenty of historic threads on this topic that provide advice to increase your likelihood.
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vinnyl



Joined: 30 Oct 2009
Posts: 11

PostPosted: Fri Oct 30, 2009 4:27 pm    Post subject: Reply with quote

you dont have to tell the landlord
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colin44
 
 


Joined: 07 Jan 2009
Posts: 338
Location: Bristol

PostPosted: Sun Nov 01, 2009 12:18 pm    Post subject: Reply with quote

vinnyl wrote:
you dont have to tell the landlord


Yes you do .... Unless you have already signed for it then lost jor job.

Colin
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vinnyl



Joined: 30 Oct 2009
Posts: 11

PostPosted: Sun Nov 01, 2009 12:26 pm    Post subject: Reply with quote

no there is a place on the form u sign if u dont want your landlord to be contacted
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Bluey
Community Moderator


Joined: 21 Mar 2006
Posts: 5643

PostPosted: Sun Nov 01, 2009 2:30 pm    Post subject: Reply with quote

vinnyl wrote:
no there is a place on the form u sign if u dont want your landlord to be contacted


Firstly, most landlords will ask what the tenant does for a living before they let them view the property. If they have a 'no dss' policy, they will simply screen them out then and there.

Should a tenant fib and say they are employed when they do not have a job, this will be discovered before the tenancy is given.

99% of landlords will perform tenant screening whereby they will perform a credit check, take up employer references, ask for copies of bank statements or payslips. This is where they discover that the tenant has no income and they will then decline to give them the tenancy.

Therefore, even though the local authority will not tell the landlord the tenant is on benefits, the landlord will simply find out up front that their tenant doesn't have a job.

Obviously, if a tenant is employed before they get their tenancy and later has to claim LHA/HB, the landlord won't subsequently find out unless the tenant tells them.
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vinnyl



Joined: 30 Oct 2009
Posts: 11

PostPosted: Sun Nov 01, 2009 2:45 pm    Post subject: Reply with quote

well dif experience for me then i always thought u would have to tell the landlord and when ever i said it to the estate agents they always says landlord wont accept dss then met this estate agent that said dont tell them so that whats i did and the estate agents did all the checks and hey presto here i am happily ever after till i start my new job next month
you will have to come up with the deposit and one months rent plus fees in advance to cover urself
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mutley1
 
 


Joined: 19 Dec 2008
Posts: 430
Location: wacky races

PostPosted: Sun Nov 01, 2009 3:44 pm    Post subject: Reply with quote

sounds like you went through a dodgy estate agent. there's plenty of them out there. It is up to the landlord to ask to see the documents if the estate agent does not pass them on.

this is the very reason I avoid using agents as they can be so dodgy that they will put anyone into your property if you are not careful. I do more careful checks than any agent would do as it is important to me who occupies my property, whereas it is of no importance to the agent who they are, just as long as they pay their fees.

i had come across a big agent who took a person's name off the contract because they could not get a landlord reference but told that person he could still live there, just don't put his name on the contract and don't tell the landlord.
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vinnyl



Joined: 30 Oct 2009
Posts: 11

PostPosted: Sun Nov 01, 2009 3:50 pm    Post subject: Reply with quote

went through one of the high street popular names estate agency prefer not to name here but just cause u are dss doesnt make u out to be a bad tenant they had a checking company check me out
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mutley1
 
 


Joined: 19 Dec 2008
Posts: 430
Location: wacky races

PostPosted: Sun Nov 01, 2009 3:59 pm    Post subject: Reply with quote

They are all the same, whether big or small, all untrustworthy. I am talking about the agents that is, not the dss tenants.

I do not think all dss tenants are necessarily bad, but if I had specifically specified to the agent that i only want professional tenants and they lie to me to say that the tenant is working when this is clearly a lie, then I have great objection as someone has lied to me to get money.

This is a matter that would result in a fine if landlords take the dodgy agent to court for compensation.

I don't like diesel cars but there is nothing wrong with them. But I would be miffed if I was told by the dealer that the car runs on petrol just to get me to buy it and it is actually a diesel car, I believe I am due compensation or at least all of my money back!
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vinnyl



Joined: 30 Oct 2009
Posts: 11

PostPosted: Sun Nov 01, 2009 4:02 pm    Post subject: Reply with quote

i understand what u mean but they did ask was i working i said i was gave them a friends phone number they phoned him and he said yeah he is working etc etc basically told them what they wanted to hear
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mutley1
 
 


Joined: 19 Dec 2008
Posts: 430
Location: wacky races

PostPosted: Sun Nov 01, 2009 4:17 pm    Post subject: Reply with quote

This is why references can only be useful to a limited extent as they are so easily forged. I've seen a few in my time and they are quite easy to spot if you cross reference them.

For example, if someone says that they are employed then I would want to see payslips as well as the reference letter. I would also want to see bank statements where I would need to see that the monies on the payslips actually get paid into the bank account and indeed that the payslips come from the same company giving the employer reference.

I would also asks for a P60 form, which would need to show the employer name and the national insurance number, which would need to match to the payslips.

These sort of detective work do not get carried out by agencies, which is what I mean when I say I would do a more thorough check than they do.

Of course all of the above can be forged but it is more difficult to forge so many documents and most forgers are never that clever to make sure that all information ties up with one another.
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vinnyl



Joined: 30 Oct 2009
Posts: 11

PostPosted: Sun Nov 01, 2009 4:38 pm    Post subject: Reply with quote

yes what u say is so true and i aggree with u from my experience s u tell them what they want to hear and there happy no checks needed its just way they are its just another number more money for them and people seem to accept it
i didnt like doing it but i had no choice i have worked all my life never claimed anything up till now and i know its only for 2 months but if i didnt tell them i had a job i would not have found a place to live it was as simple as that as everyone said no dss
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mutley1
 
 


Joined: 19 Dec 2008
Posts: 430
Location: wacky races

PostPosted: Sun Nov 01, 2009 4:45 pm    Post subject: Reply with quote

oh, I don't blame people for trying as desperate people do desperate things and at the end of the day people just want a place to keep out of the rain and the cold.

My family were on dss all my life until I grew up and grew out of it, so I can sympathise with people who have naught especially as it is not always their fault that they have naught.

In answer to dss accomodation, poor areas of London, Tottenham for example, most landlords will accept DSS but as you say you need the deposit.
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vinnyl



Joined: 30 Oct 2009
Posts: 11

PostPosted: Sun Nov 01, 2009 4:51 pm    Post subject: Reply with quote

i was okay i had a deposit as had savings but it opened my eyes to the welfare system and how it worked i know its abused but for genuine people it def was a lot of hardship
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